- Be aware of the importance of maintaining good credits. (Checking credit reports, paying off debts not close to your credit card accounts, be consistent).
- (Knowing gender payment inequality) Negotiating higher salary when necessary, 2 steps: 1. Knowing the average salary level of your position. 2. Holding a formal meeting, informing your unique skills and qualities that cannot be replaced.
- When investing in stock markets, knowing your risk tolerance first and then look at risk profiles of portfolios. Investment is always long term, making sure you are prepared not to be susceptible to short term fluctuations. It’s a compounding process.
- Good debts VS Bad debts. Sometimes debts can be an ‘asset’ e.g. loan from banks used to invest/ loan from banks to buy and rent an apartment out, for example.
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